Having a good credit card for travel is essential to see the world, saving money and especially earning miles that can be used as extra income or to get discounts on new adventures;
In addition to convenience, a credit card for travel optimizes the costs of an international trip. This is because some cards have advantages such as; Zero rate, cashback, higher installment amounts. Therefore, you should analyze well before choosing your credit card, to ensure maximum advantages.
Although there are many credit card options for travel, knowing the fee policy, reward programs, accumulation of miles and other points, it is possible to choose this credit card in the right way. Keep reading, get to know these cards and find the best one for your profile.
1. The Platinum Card (Credit card for travel)
The Platinum Card is a perfect option for frequent travelers looking for exclusive benefits and differentiated experiences.
However, this card charges US$695.00 annual fee for the year, about US$57.91 per month. Despite the high value, the benefits offered can compensate for the investment, keep reading.
First, this card stands out for the points accumulation program, especially for those who travel frequently. The Platinum Card holders can win:
- 5x more points on airline tickets as long as they are booked directly with airlines (with point limit applicable).
- A bonus of up to 175,000 Membership Rewards Points, as long as you spend $8,000 in the first six months.
In addition, for those who want comfort, this credit card for travel offers access to more than 1,400 airport lounges around the world through the American Express Global Lounge Collection.
Another differential of The Platinum Card is the credit program for digital entertainment. After registration, holders can receive up to US$ 20.00 per month in cashback on streaming services and other participating digital platforms.
In this way, the Platinum Card is ideal for travelers looking for premium experiences, exclusive benefits and who use the card on a daily basis.
2. Bank of America Travel Rewards
At first, Bank of America Travel Rewards is an excellent option for those looking for a travel credit card with zero annual fees.
In addition, new cardholders can take advantage of a bonus of 25,000 points, equivalent to $250.00 in travel credits, by meeting the requirements to receive points. Above all, unlike many travel cards that impose restrictions on the accumulation of points, Bank of America Travel Rewards offers:
- 1.5 points per dollar spent on any purchase, with no accumulation limit.
- No expiration date as long as the account remains active.
In addition, Bank of America Preferred Rewards customers can increase their point accumulation by up to 75%, earning up to 2.62 points per dollar spent.
Currently, a great differential of this option, when purchased from other cards that restrict the use of points to specific platforms, this card allows holders to book trips wherever and however they want, without blocked dates.
Travelers can conveniently use points to reimburse travel and food expenses by applying credits to their invoices.
In short, Bank of America Travel Rewards is an affordable and versatile card, with zero annual fees, with good opportunities for those looking to earn points and travel smarter, spending less.
3. Travel Money Card (Credit card for travel)
The Travel Money Card is a good option to consider if you’re looking for a credit card for travel. First, this option is mainly aimed at travelers who want to use a single card anywhere in the world.
Users can instantly use the card in its digital version, topping it up directly through the app at the mid-market exchange rate.
In addition, it has the practicality of the dedicated application, which allows you to:
- Load balance and convert currencies in real time, always following the best exchange rate.
- Check balance and transactions instantly, ensuring full control of spending.
- Receive notifications of each transaction, which improves security and avoids unwanted surprises.
This level of control gives the user more freedom to manage their spending efficiently while traveling.
Above all, a great differential of the Travel Money Card is that it can be used directly with Google Pay and Apple Pay. Soon travelers can start using it immediately, without having to wait for the physical version of the card.
However, the great differential of the Travel Money Card is in the savings provided in international transactions. Thus, users can:
- Save up to 87% compared to traditional bank fees.
- Take advantage of fairer exchange rates by using the local currency available in the account.
- Automatic conversion with low fee if the required currency is not in the account at the time of purchase.
Therefore, the Travel Money Card is an excellent choice for travel. It offers reduced fees, multi-currency support, app control, and compatibility with digital wallets.
Conclusion(Credit card for travel)
Choosing a suitable credit card for travel is essential to have the best experience on your trips, providing more practicality, security, and financial advantages.
From premium options, such as The Platinum Card, which offers exclusive benefits and access to VIP lounges, to more affordable alternatives, such as Bank of America Travel Rewards, where you earn points with no annual fee. In addition, the Travel Money Card stands out for having one of the lowest rates on the market.
In addition to the specific benefits of each card, you must take into account your consumption profile and needs. While some cards offer accelerated accumulation of points for airline tickets and accommodation, others stand out for the absence of fees or currency conversion.
Furthermore, regardless of the choice, the travel credit card offers will help you have peace of mind when traveling, as you can use your money anywhere in the world, without any difficulty. In addition, it accumulates points, among other benefits that we have previously covered. So, if you’re planning to travel, take some time and analyze the options available, to save even more while getting to know new places.