Want exclusivity, travel benefits and earn points on every purchase? The best platinum credit cards are exactly what you need to transform your daily life into premium experiences.
We filter all the alternatives on the market to arrive at the best platinum credit cards. Now we’ll introduce you to everything about each of the most interesting options.
You will discover from the advantages and disadvantages of each one. In a few minutes you will know everything you need about the best platinum credit cards and you will be able to choose with confidence the one that best suits your profile.
1. Platinum Card® American Express
At first, you who are looking for a card that goes beyond the basics and delivers a premium experience in every detail, need to know the Platinum Card® from American Express.
Right off the bat, you can earn 80,000 Membership Rewards® points when you spend $8,000 on purchases in the first six months of use.
Plus, you earn five times more points when you book flights directly with airlines or with American Express Travel. As well as when you book prepaid hotels through American Express.
For other purchases, for every dollar spent, you earn a Membership Rewards® point.
In addition, with the Platinum Card®, you will receive up to $200. Per year in reservations at select hotels, in addition to $240 annually on streaming services and digital newspapers such as Disney+, Hulu, The New York Times, among others.
This card is best suited for frequent travelers. As they have access to more than 1,400 VIP lounges around the world through the American Express Global Lounge Collection®.
Above all, you should know that the Platinum Card® has an annual fee of $695 and is recommended for those with a credit score between 690 and 850.
In summary, if you want more than just a card and are looking for a great card to earn points. The Platinum from American Express is a great choice, sendo inclusive um dos melhores credit card for travel. However, is it the best? Look at the other options first and then make your decision.
2. Capital One Venture X Rewards
If you love to travel and want to turn every purchase into miles,. Capital One Venture X Rewards is an option to consider.
First of all, right when you open your account you can receive 75,000 points when you spend $4,000 in up to three months.
In addition, it will earn 10 points per dollar on hotel and rental car bookings made through Capital One Travel. 5 points per dollar on flights and vacation rentals also through the platform. 2 points per dollar on all other everyday purchases.
Above all, the benefits don’t end there, each year. You receive a credit of US$ 300 to use on reservations made by Capital One Travel. Plus 10,000 bonus miles on your account anniversary.
In fact, with it, you will have free access to more than 1,300 VIP lounges at airports around the world. Including the exclusive Capital One spaces and the Partner Lounge Network.
For those who value practicality, the card also offers a refund of up to US$ 120 when registering for Global Entry or TSA PreCheck®. Making it easier to board domestic and international trips.
The accumulated miles can be used to cover expenses with tickets, accommodation, car rental, among other options.
You can also transfer them to more than 15 partner airline loyalty programs.
3. Delta SkyMiles Card (Best platinum credit cards)
If you frequently travel with Delta and want to make every trip a more comfortable and rewarding experience. Delta SkyMiles® Reserve American Express could be the card that elevates your way of flying.
When you apply for the card, you have the chance to earn 70,000 points. Just spend more than $5,000 on purchases.
In addition, your purchases at Delta earn 3 points per dollar, while other spending earns you one mile per dollar.
However, the great advantage of the card is in the benefits for those who want status and comfort on each trip. By becoming a member, you’ll receive 15 annual visits to the Delta Sky Club®. With the chance to unlock unlimited access if you reach $75,000 in spending for the year.
Another strength is MQD Headstart, which guarantees $2,500 in eligible Medallion® credits per year. In addition to accumulating points quickly with MQD Boost, it works like this, for every $10 in purchases, you earn $1 MQD, bringing you even closer to Medallion status.
In addition, you can earn up to $240 per year with Resy credit. Valid at partner restaurants in the US, and up to $120 annually in credits for rides with select rideshare apps.
Above all, when you book award travel with miles directly on Delta’s website or app, you get a 15% discount.
At first, the card has an annual fee of US$ 650 and is aimed at those who score 690 and 850 points.
4. American Express® Gold
American Express® Gold is a choice for those looking for a different experience, both in gastronomy and travel.
When you become a Gold Card holder, you can earn 60,000 Membership Rewards® points when you spend $6,000 within six months.
After that, each purchase becomes an opportunity to accumulate even more. Dining at restaurants around the world, shopping at U.S. grocery stores, and even ordering on Uber Eats for 4 points per dollar plus points.
For flights, you receive 3 points per dollar when you book directly with the airlines or through the official American Express website.
It is also worth mentioning that every month, he receives $10 in Uber Cash. Which can be used both for trips and orders on Uber Eats, adding up to $120 per year.
When traveling, Gold Card holders have access to The Hotel Collection. With more than 1,000 luxury hotels around the world and up to $100 in qualifying charge credit for stays of at least two nights.
The annual fee is $325 and is still exempt from charge in international transactions.
So, if you’re looking for a card that follows your lifestyle. Rewards your choices and exclusive experiences, American Express® Gold can be the perfect ingredient to elevate your routine.
Conclusion (Best platinum credit cards)
These are the best Platinum credit cards available. As you can see, they are good choices, especially for those who are passionate about travel and seek to be comfortable when traveling.
From the luxurious perks of the American Express Platinum Card® to the travel perks of Capital One Venture X to the personalized perks of Delta SkyMiles® and American Express® Gold. Every card you’ve learned about here is more than just a transaction, it turns your spending into points and keeps you on the save.
There is still discussion about which would be the “best”, but the truth is that the best card will be the one that best matches your habits and goals.
Therefore, our tip is simple: evaluate all the options, compare the benefits and enjoy everything that your premium choice has to offer.