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How to Apply for the Scotia Momentum Visa Infinite Card: Eligibility and Steps

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Product update: Scotiabank now refers to this product as the Scotia Momentum Visa Infinite+ Card. Current offers, fees and benefits should be confirmed on the official website.
Eligibility and application information Step 3 of 3
Scotia Momentum Visa Infinite Card
Application Information

Scotia Momentum Visa Infinite+

Review the general income and application information before continuing to Scotiabank’s official website.

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General eligibility information

Scotiabank reviews the applicant’s employment, yearly income, residence, credit history and financial circumstances. Meeting general requirements does not guarantee approval.

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Approval is not guaranteed. Eligibility checks, limits, fees and conditions are determined exclusively by each card issuer.
  • Meet Scotiabank’s Canadian residency requirements
  • Be the age of majority in the applicant’s province or territory
  • Provide current employment and annual-income information
  • Meet the applicable minimum income or asset requirement
  • Meet Scotiabank’s credit and affordability assessment
  • Accept the current cardholder agreement and disclosure statement

Card information to review

  • Standard annual fee and supplementary-card fee
  • Purchase and cash-advance interest rates
  • Minimum credit limit and approved credit limit
  • Cashback categories and eligible transaction definitions
  • Insurance coverage, exclusions and eligibility conditions
  • Current promotional-offer requirements and expiry date

How the application process works

1
Visit the official Scotiabank page

Review the current annual fee, interest rates, cashback conditions, insurance documents and promotional offer.

2
Check whether the card fits your needs

Compare the expected cashback with the annual fee and consider whether you expect to pay the balance in full.

3
Provide the requested information

Scotiabank may request details about employment, annual income, residence and other financial circumstances.

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Informational content only. Approval is not guaranteed. Eligibility requirements, fees, limits, benefits and credit decisions are determined exclusively by each card issuer.
4
Review the disclosure statement

Confirm the rates, fees, insurance documents, credit limit and cardholder obligations before accepting an offer.

5
Wait for Scotiabank’s decision

Scotiabank determines approval, the credit limit and the conditions offered after completing its assessment.

Before applying: Cashback does not offset interest automatically. If you expect to carry a balance, compare the potential interest cost with the value of the rewards and benefits.

Ready to review the official offer?

Continue to Scotiabank to check the current card conditions, application disclosure and online application.

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We are not Scotiabank and do not process applications. Eligibility, approval, credit limits, cashback, insurance, rates and fees are determined exclusively by Scotiabank.
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